If you can no longer work because of a disability, you may be able to collect a PSPP disability pension.
To qualify, you must:
- have been an active or deferred member of PSPP or a CPS-related plan before July 1, 2007;
- have at least two years of PSPP pensionable service or CPS (vested);
- if deferred, have left your funds with PSPP;
- not be able to perform your regular work duties because of physical or mental inability; and
- not be receiving or eligible to receive benefits under another disability plan as detailed below.
You can apply to receive a partial or total disability pension at any age before 65 if you are not yet eligible for an unreduced pension. If you are over 55 and entitled to an unreduced pension, you can apply to begin your regular PSPP pension.
A disability pension is based on your highest average salary and years of pensionable service. The pension will be paid for your lifetime unless you no longer qualify for a disability pension. Once your disability pension begins, we will contact you occasionally to verify that you still qualify.