If you and your partner divorce or separate, please let us know as soon as possible so that we can provide you with the necessary paperwork to update your pension partner information.
After separating, your pension benefit may have to be divided between you and your spouse. This requires a matrimonial property order (MPO) to be filed with us which will provide the details as to when and how your PSPP benefit is to be divided, if at all. You should consult independent legal counsel about how to obtain an MPO.
If you provide us with a draft MPO, we will review it to make sure it meets the requirements under the Plan rules. This step can save you time and money if it needs to be changed. We cannot administer an MPO that does not comply with the Plan rules.
Please note that completing a Pre-Retirement Death Benefit Waiver does not prevent your pension partner from seeking a division of your pension.
Learn more about Relationship Breakdown.
Definition of a Pension Partner
A pension partner is a person who, at the relevant time, is:
- someone to whom you are married and from whom you have not been living separate and apart for three or more consecutive years;
- if no such person exists, someone with whom you have been living in a common-law type relationship:
- for a continuous period of no less than three years, or
- of some permanence, if there is a child of the relationship by birth or adoption.
For the purposes of this definition, persons are living separate and apart
- if they are living apart and either of them has the intention to live separate and apart from the other,
- if, before the relevant time,
- they had been living separate and apart for any period, and
- that period was interrupted or terminated by reason only that either of them became incapable of continuing to live separate and apart or of forming or having the intention to continue to live separate and apart of that person’s own volition,
and the separation would probably have continued if that person had not become so incapable.